Privacy Policy

This Website Privacy Policy (the “Privacy Policy”) applies to information collected by Excel4TheStreet (the “Company”) through or in connection with the operation of the EXCEL4THESTREET.COM web site (the “Website”).  At the Company, we know how important your personal privacy is to you, and we want you to be aware of the kinds of information we collect from the Website, how we collect it, how we use it and protect it, and with whom we share it. If you submit information through the Website, you acknowledge and agree to the terms and conditions of this Privacy Policy.  The Company may revise this Privacy Policy from time to time by updating the information posted on the Website. Amendments to the Privacy Policy will be effective when posted. You should therefore periodically visit this page to review the current Privacy Policy, so that you are aware of any such revisions. This policy is in addition to the Terms of Use for the Website, the terms of which apply to your access and use of the Website and related Website services.

1. The Information We Collect and How We Use It.

We collect two basic types of information from visitors to the Website: personally identifiable information and automatically generated information.

A. Personally identifiable information

Personally identifiable information is information that identifies the person to whom the information belongs – for example, a person’s name, address or e-mail address. When you register to become a member of the Website, you will provide us with certain personally identifiable information, which may include your name, mailing address, telephone number and e-mail address. We collect, store and use this personal information to (i) ensure compliance with the Website’s Terms of Use, (ii) respond to user requests and complaints, (iii) confirm your identity when you contact us, and (iv) contact you regarding your account.

Personally identifiable information is accessible by our executives, our employees, our contractors and our agents to the extent reasonably necessary for these people to do their jobs related to the operation and management of the Website services. However, we will never intentionally share your personally identifiable information with any third party without first obtaining your permission to do so.

B. Automatically generated Information

Automatically generated information does not contain specific details about the identity of the person who provided it. Examples of automatically generated information include Internet protocol (IP) addresses and information collected via cookies (described below).  When you visit and use the Website, we automatically gather this information. We use this information in the aggregate to monitor the Website, to improve the Website’s offerings, and for targeted advertising.  Aggregated data is compiled into statistical and demographic information that we use, and may share with others, to show preferences of Website users in the aggregate, but not the preferences of any individual user. Shared aggregated data does not include a level of detail that will permit anyone to associate an individual user with the user’s usage or preferences.

Cookies are small text files that are stored on your computer that retain your information and preferences relative to your activities on the Website. They are meant to enhance your experience on the Website, and are used on the Website primarily to recognize registered users who are logged on. For example, if you check the box on the Website that says “Remember my username in the future,” we will send a cookie to your machine that does exactly that.

Should you wish to prevent your computer from accepting cookies from the Website, you can change the settings on your web browser to either block cookies sent from the Website, or to disable cookies altogether.  Please note that the Website may not function properly, or may function differently, if you choose to not receive cookies.

2. Other Permitted Uses of Your Information.

We have the right to disclose and transfer user lists and related personally identifiable information in connection with any merger, sale or other transfer of all or part of our business related to the Website, and to treat such information as a business asset in the event of bankruptcy or liquidation. We may also disclose personally identifiable information to a third party if disclosure is required to comply with a subpoena, court order, and/or other legal instrument, legal proceeding or relevant law, or if there is an immediate, imminent threat to the safety of any person, or the Website.

3. Security.

In order to protect your information, we use industry-standard security methods such as firewalls. However, as no computer or network-based product exists that can provide “perfect security,” we cannot guarantee that the steps we have taken to secure your information will prevent our systems from being compromised and your information from being disclosed.

4. Modifying Personally Identifiable Information.

We allow any registered user of the Site to inspect the personally identifiable information we maintain from him/her and to request correction of any error in our records relating to the personally identifiable information that we maintain about him/her. If you wish to inspect your records, please log-in and edit your profile.

5. Links to Other Websites.

The Website may contain, or postings to the Website may include, links to websites that are not affiliated with the Company, and whose data security and privacy policies may differ from this Policy. We encourage you to review the privacy statements of each of the sites that are linked to or accessed from the Website so that you will be aware of how each visited site collects, uses and distributes such information. We are not responsible for the privacy practices employed by third party sites.

6. Children.

The Company does not knowingly collect personally identifiable information from children under the age of 18 years old. If you are under the age of 18, you are not eligible to hold an account with the Site, and should not submit any personal information to us.

7. Third Party Advertising.

We use third-party advertising companies to serve ads when you visit the Website. These companies may use aggregated information (not including your name, address, email address or telephone number) about your visits to this and other web sites in order to provide advertisements about goods and services of interest to you. If you would like more information about this practice and to know your choices about not having this information used by these companies, click here.